CACC
Credit Acceptance Corporation
547.60$
+0.9%
vs. previous close
Closing price · As of: Oct 9, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 12.6 | 13.2 | 11.2 | 13.7 | 14.3 | 13.4 | 12.9 | 12.5 | 14.2 | 13.0 | 13.9 | 14.5 | 13.5 | 12.7 | 11.4 | 22.0 | 14.5 | 14.5 | 8.7 | 8.5 | 10.2 | 10.7 | 8.1 | 8.1 | 9.3 | 11.8 | 13.5 | 19.8 | 18.8 | 23.9 | 27.8 | 34.8 | 29.0 | 23.5 | 21.9 | 14.1 | 11.8 | 11.6 | 10.2 | 13.6 | |
| 4.4 | 4.6 | 3.9 | 4.7 | 4.9 | 5.5 | 5.4 | 5.6 | 6.7 | 5.8 | 6.4 | 6.6 | 6.1 | 5.6 | 3.1 | 4.8 | 3.8 | 3.7 | 3.6 | 4.3 | 5.0 | 5.5 | 4.2 | 3.5 | 3.2 | 3.5 | 3.1 | 3.6 | 3.2 | 3.6 | 3.6 | 3.2 | 2.7 | 2.7 | 2.9 | 2.7 | 2.4 | 2.1 | 2.0 | 2.9 | |
| 3.5 | 3.7 | 3.4 | 4.0 | 4.0 | 4.1 | 3.9 | 3.8 | 4.3 | 3.7 | 4.2 | 4.1 | 3.7 | 3.5 | 2.4 | 3.6 | 2.6 | 2.7 | 2.6 | 3.2 | 4.7 | 5.6 | 4.8 | 4.2 | 3.7 | 3.9 | 3.3 | 3.8 | 3.5 | 3.9 | 4.2 | 4.1 | 3.3 | 3.3 | 3.7 | 3.9 | 3.4 | 3.2 | 3.1 | 4.3 | |
| 7.1 | 8.0 | 6.7 | 10.3 | 7.6 | 8.2 | 8.4 | 11.6 | 9.7 | 9.1 | 9.6 | 9.6 | 9.0 | 8.6 | 6.2 | 7.9 | 6.6 | 6.4 | 6.4 | 6.9 | 7.5 | 8.0 | 7.4 | 6.3 | 5.7 | 6.8 | 6.1 | 6.5 | 5.9 | 6.1 | 6.3 | 6.0 | 5.7 | 5.3 | 5.5 | 5.3 | 5.2 | 5.6 | 4.8 | 5.6 | |
| 12.6 | 14.3 | 11.7 | 17.8 | 12.9 | 14.7 | 15.1 | 20.5 | 16.7 | 15.1 | 15.7 | 16.0 | 15.2 | 14.6 | 16.9 | 25.9 | 18.5 | 18.5 | 11.7 | 10.3 | 11.4 | 11.5 | 10.6 | 10.8 | 12.2 | 16.7 | 19.2 | 25.9 | 25.0 | 30.8 | 36.5 | 43.5 | 41.5 | 32.3 | 29.5 | 21.6 | 19.8 | 18.9 | 13.2 | 13.2 | |
| 8.9 | 8.8 | 6.9 | 9.4 | 9.9 | 11.3 | 10.6 | 11.3 | 13.6 | 11.0 | 12.3 | 12.1 | 11.1 | 10.6 | 5.9 | 8.3 | 6.2 | 6.2 | 5.7 | 6.7 | 8.2 | 9.7 | 7.1 | 6.3 | 5.4 | 5.1 | 4.9 | 5.6 | 5.1 | 5.7 | 5.7 | 5.6 | 4.8 | 5.1 | 5.4 | 5.4 | 4.9 | 4.7 | 4.4 | 5.6 | |
| 11.3% | 11.4% | 14.5% | 10.6% | 10.1% | 8.9% | 9.4% | 8.8% | 7.4% | 9.1% | 8.1% | 8.3% | 9.0% | 9.4% | 16.9% | 12.1% | 16.2% | 16.0% | 17.4% | 15.0% | 12.2% | 10.4% | 14.1% | 16.0% | 18.4% | 19.6% | 20.3% | 17.9% | 19.6% | 17.5% | 17.4% | 18.0% | 20.7% | 19.5% | 18.5% | 18.5% | 20.3% | 21.4% | 22.7% | 17.9% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 73.6% | 74.1% | 74.6% | 75.1% | 75.7% | 75.4% | 74.9% | 74.3% | 73.7% | 72.6% | 72.4% | 72.1% | 71.8% | 71.6% | 72.0% | 72.6% | 73.6% | 75.0% | 76.1% | 77.9% | 77.9% | 77.3% | 76.9% | 75.3% | 74.7% | 74.0% | 71.7% | 70.0% | 68.5% | 67.2% | 66.1% | 64.7% | 63.3% | 62.4% | 62.0% | 61.8% | 61.8% | 70.9% | 80.3% | 89.7% | |
| 55.1% | 54.6% | 55.9% | 56.5% | 57.2% | 54.2% | 53.8% | 55.4% | 56.3% | 58.5% | 59.6% | 58.4% | 57.9% | 57.3% | 35.5% | 29.1% | 34.5% | 33.2% | 53.5% | 65.6% | 64.7% | 67.9% | 68.8% | 56.4% | 45.2% | 39.2% | 30.4% | 23.7% | 22.3% | 18.8% | 16.1% | 12.6% | 12.3% | 15.2% | 17.3% | 23.5% | 25.1% | 30.2% | 36.4% | 43.4% | |
| 35.2% | 34.5% | 34.7% | 34.4% | 34.2% | 41.0% | 42.1% | 45.0% | 47.3% | 44.8% | 46.3% | 45.4% | 45.0% | 44.3% | 26.9% | 21.9% | 26.0% | 25.3% | 40.9% | 50.1% | 49.3% | 51.7% | 52.2% | 42.8% | 34.2% | 29.4% | 23.2% | 18.3% | 17.3% | 15.2% | 13.0% | 9.1% | 9.2% | 11.6% | 13.2% | 19.0% | 20.0% | 18.5% | 19.6% | 21.6% | |
| 50.1% | 52.0% | 56.3% | 50.0% | 49.4% | 48.6% | 51.2% | 49.7% | 49.7% | 53.0% | 52.2% | 54.5% | 54.6% | 53.1% | 52.0% | 58.0% | 60.9% | 58.7% | 62.1% | 63.7% | 61.7% | 57.3% | 59.8% | 55.4% | 58.9% | 67.7% | 63.6% | 64.7% | 63.6% | 63.8% | 62.8% | 57.1% | 55.3% | 53.2% | 53.4% | 49.5% | 48.0% | 45.9% | 45.5% | 52.5% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 27.9% | 28.4% | 30.2% | 29.3% | 28.2% | 30.6% | 30.0% | 30.3% | 30.5% | 28.8% | 30.2% | 28.5% | 27.1% | 27.9% | 20.7% | 16.5% | 18.0% | 18.3% | 29.8% | 37.6% | 46.4% | 52.5% | 59.6% | 51.9% | 39.4% | 33.0% | 24.4% | 19.2% | 18.8% | 16.3% | 15.2% | 11.7% | 11.5% | 14.2% | 16.9% | 27.3% | 28.7% | 27.8% | 29.9% | 31.6% | |
| 7.9% | 7.9% | 7.7% | 7.7% | 7.9% | 9.4% | 9.0% | 9.3% | 9.6% | 9.2% | 9.2% | 9.1% | 9.1% | 8.8% | 5.6% | 4.6% | 5.6% | 5.6% | 9.2% | 11.5% | 12.6% | 13.6% | 13.8% | 11.3% | 9.1% | 7.8% | 5.9% | 4.7% | 4.3% | 3.4% | 3.1% | 2.2% | 2.2% | 2.5% | 3.1% | 4.9% | 5.3% | 4.4% | 5.2% | 5.8% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| 2,505 | 3,339 | 2,894 | 6,002 | 2,996 | 3,063 | 3,435 | 7,276 | 3,693 | 4,173 | 4,202 | 4,203 | 4,208 | 4,363 | 4,812 | 4,791 | 4,610 | 4,593 | 4,921 | 4,806 | 4,594 | 4,593 | 5,905 | 5,175 | 4,546 | 6,091 | 5,427 | 5,295 | 4,841 | 4,671 | 5,174 | 5,527 | 6,161 | 5,595 | 5,674 | 5,971 | 6,457 | 8,037 | 6,383 | 6,285 | |
| 4.8 | 6.2 | 5.0 | 9.7 | 4.6 | 4.8 | 5.3 | 10.5 | 5.1 | 5.4 | 5.1 | 5.0 | 4.9 | 5.0 | 8.6 | 10.1 | 8.0 | 8.0 | 5.2 | 4.0 | 3.8 | 3.6 | 4.5 | 4.8 | 5.3 | 8.2 | 9.4 | 11.5 | 11.2 | 12.5 | 15.6 | 20.3 | 21.9 | 15.9 | 14.0 | 10.8 | 10.8 | 11.7 | 7.7 | 6.3 | |
| 28.5% | 27.8% | 25.5% | 26.4% | 28.0% | 30.8% | 29.9% | 30.8% | 31.4% | 31.9% | 30.4% | 32.1% | 33.7% | 31.7% | 27.1% | 28.1% | 31.1% | 30.7% | 30.7% | 30.7% | 27.1% | 25.9% | 23.1% | 21.8% | 23.1% | 23.5% | 24.1% | 24.2% | 23.0% | 20.9% | 20.4% | 18.8% | 19.0% | 18.0% | 18.5% | 17.8% | 18.3% | 15.9% | 17.4% | 18.4% | |
| 2.2 | 2.9 | 2.5 | 4.8 | 2.2 | 2.0 | 2.1 | 4.1 | 2.0 | 2.1 | 2.1 | 1.9 | 1.8 | 1.9 | 2.5 | 2.3 | 2.0 | 2.0 | 2.3 | 2.2 | 2.4 | 2.5 | 3.6 | 3.7 | 3.1 | 3.8 | 3.4 | 3.0 | 3.1 | 2.9 | 3.5 | 3.9 | 3.8 | 3.7 | 4.0 | 4.2 | 4.1 | 5.6 | 4.2 | 4.0 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 15.95 | 16.47 | 17.79 | 18.80 | 19.61 | 24.15 | 25.52 | 28.19 | 30.77 | 29.43 | 32.53 | 33.34 | 34.09 | 34.85 | 22.43 | 19.05 | 23.34 | 23.87 | 41.34 | 53.54 | 57.30 | 64.29 | 67.67 | 58.39 | 46.85 | 40.30 | 32.20 | 25.63 | 24.53 | 22.29 | 19.84 | 14.79 | 15.27 | 20.01 | 23.61 | 36.05 | 39.55 | 38.18 | 41.39 | 46.76 | |
| 45.37 | 47.76 | 51.28 | 54.64 | 57.27 | 58.97 | 60.63 | 62.61 | 65.01 | 65.64 | 70.30 | 73.36 | 75.81 | 78.58 | 83.34 | 87.02 | 89.77 | 94.43 | 101.09 | 106.83 | 116.11 | 124.40 | 129.62 | 136.37 | 137.05 | 137.23 | 139.06 | 140.06 | 141.86 | 146.43 | 152.81 | 162.12 | 166.09 | 172.29 | 178.75 | 190.22 | 198.03 | 206.62 | 211.05 | 216.47 | |
| 57.19 | 58.08 | 58.86 | 64.13 | 69.62 | 78.87 | 85.07 | 92.93 | 100.82 | 102.09 | 107.81 | 116.90 | 125.74 | 125.10 | 108.11 | 115.71 | 129.33 | 130.57 | 138.59 | 142.49 | 123.43 | 122.39 | 113.57 | 112.45 | 118.92 | 122.16 | 131.83 | 133.36 | 130.44 | 136.61 | 130.64 | 126.60 | 132.62 | 141.23 | 139.34 | 132.07 | 137.60 | 137.22 | 138.22 | 148.02 | |
| 22.71 | 24.83 | 28.85 | 27.33 | 28.30 | 28.64 | 31.07 | 31.15 | 32.29 | 34.81 | 36.71 | 40.02 | 41.39 | 41.72 | 43.30 | 50.50 | 54.70 | 55.39 | 62.82 | 68.01 | 71.61 | 71.24 | 77.52 | 75.53 | 80.78 | 92.94 | 88.49 | 90.67 | 90.18 | 93.46 | 95.99 | 92.52 | 91.83 | 91.71 | 95.47 | 94.13 | 94.97 | 94.83 | 96.09 | 113.75 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.