Cincinnati Financial Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 16.8 | 26.8 | 26.1 | 20.7 | 55.0 | 32.1 | 25.8 | 18.1 | 12.9 | 13.2 | 8.5 | 8.0 | 11.1 | 9.9 | 13.8 | 30.4 | 15.2 | 16.8 | 16.3 | 15.5 | 21.4 | 11.9 | 44.4 | 8.7 | 11.7 | 6.2 | – | 8.9 | 9.9 | 10.8 | |
| 2.1 | 4.1 | 3.1 | 2.5 | 2.8 | 2.4 | 2.2 | 2.1 | 2.1 | 2.1 | 1.7 | 1.6 | 1.2 | 1.1 | 1.4 | 1.3 | 1.6 | 1.9 | 1.7 | 1.9 | 2.3 | 2.2 | 2.4 | 2.2 | 1.9 | 1.9 | 2.5 | 1.6 | 2.0 | 2.0 | |
| 1.2 | 1.7 | 1.1 | 1.0 | 1.1 | 1.0 | 1.1 | 1.1 | 1.2 | 1.3 | 1.2 | 1.1 | 1.1 | 0.9 | 1.0 | 1.0 | 1.2 | 1.4 | 1.3 | 1.5 | 1.8 | 1.5 | 1.6 | 1.8 | 1.3 | 1.4 | 1.5 | 1.4 | 1.6 | 1.6 | |
| 2.2 | 4.2 | – | 2.4 | 3.1 | 2.7 | 2.4 | 2.3 | 2.2 | 2.3 | 1.9 | 1.7 | 1.2 | 1.2 | 1.5 | 1.2 | 1.5 | 1.9 | 1.6 | 1.8 | 2.2 | 2.1 | 2.2 | 2.1 | 1.8 | 1.9 | 2.4 | 1.6 | 2.0 | 2.0 | |
| 12.8 | 19.3 | – | 13.6 | 44.0 | 24.4 | 20.3 | 13.7 | 9.3 | 9.5 | 6.0 | 5.8 | 7.3 | 6.8 | 9.6 | 17.7 | 9.2 | 10.3 | 9.8 | 9.5 | 13.0 | 14.1 | 32.7 | 6.4 | 8.1 | 4.7 | – | 7.1 | 7.4 | 7.9 | |
| 12.9 | 19.5 | 27.9 | 9.0 | 20.7 | 11.8 | 9.6 | 8.7 | 9.5 | 10.4 | 14.1 | 10.7 | 10.6 | 8.8 | 10.1 | 20.7 | 10.2 | 11.0 | 9.9 | 9.3 | 11.6 | 12.0 | 11.0 | 14.7 | 9.6 | 9.4 | 8.0 | 8.0 | 8.6 | 8.3 | |
| 7.7% | 5.1% | 3.6% | 11.1% | 4.8% | 8.5% | 10.4% | 11.5% | 10.5% | 9.6% | 7.1% | 9.3% | 9.4% | 11.3% | 9.9% | 4.8% | 9.9% | 9.1% | 10.1% | 10.8% | 8.6% | 8.3% | 9.1% | 6.8% | 10.4% | 10.6% | 12.5% | 12.4% | 11.6% | 12.0% | |
| Margins | ||||||||||||||||||||||||||||||
| 40.3% | 46.1% | 41.1% | 41.9% | 33.6% | 36.1% | 37.8% | 42.0% | 49.8% | 49.8% | 53.7% | 54.1% | 43.1% | 42.6% | 42.2% | 33.6% | 43.5% | 44.7% | 42.2% | 45.4% | 43.0% | 40.9% | 35.5% | 54.1% | 45.1% | 59.4% | 23.5% | 99.8% | 49.4% | 47.4% | |
| 15.6% | 20.3% | 14.9% | 15.1% | 4.7% | 8.6% | 9.8% | 15.1% | 22.1% | 21.8% | 29.2% | 28.0% | 14.1% | 14.9% | 13.2% | 4.5% | 13.8% | 15.8% | 14.6% | 17.1% | 14.9% | 12.7% | 4.6% | 31.2% | 19.9% | 38.4% | -10.6% | 22.7% | 25.2% | 23.6% | |
| 12.4% | 15.4% | 11.8% | 12.0% | 5.1% | 7.5% | 8.4% | 11.8% | 16.2% | 16.0% | 20.4% | 20.1% | 11.2% | 11.1% | 9.9% | 4.3% | 10.2% | 11.4% | 10.6% | 12.3% | 10.8% | 18.2% | 5.3% | 25.2% | 16.1% | 30.8% | -7.4% | 18.4% | 20.2% | 18.9% | |
| 16.0% | 21.1% | 11.0% | 27.5% | 13.4% | 20.5% | 22.5% | 24.5% | 21.9% | 20.2% | 12.4% | 14.9% | 11.7% | 12.4% | 13.6% | 6.3% | 15.4% | 17.4% | 17.5% | 20.5% | 20.0% | 18.1% | 21.5% | 14.9% | 19.5% | 20.4% | 31.0% | 20.3% | 23.2% | 24.5% | |
| Returns | ||||||||||||||||||||||||||||||
| 7.1% | 6.3% | 4.3% | 4.7% | 2.0% | 3.2% | 4.3% | 6.0% | 9.3% | 9.9% | 13.7% | 14.4% | 10.3% | 9.1% | 7.5% | 3.2% | 7.7% | 8.5% | 8.0% | 9.9% | 8.4% | 12.7% | 3.7% | 20.2% | 11.3% | 22.6% | -4.6% | 15.2% | 16.4% | 15.0% | |
| 3.2% | 3.2% | 2.2% | 2.2% | 0.9% | 1.4% | 1.7% | 2.4% | 3.6% | 3.8% | 5.4% | 5.1% | 3.2% | 3.0% | 2.5% | 1.0% | 2.5% | 2.9% | 2.8% | 3.4% | 2.9% | 4.8% | 1.3% | 7.9% | 4.4% | 9.5% | -1.6% | 5.6% | 6.3% | 5.8% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 202 | 200 | – | -222 | 729 | 744 | 674 | 695 | 485 | 672 | 638 | 644 | -162 | 298 | 503 | -230 | -279 | -225 | -493 | -474 | -737 | -609 | -720 | -689 | -792 | -242 | -373 | -92 | -168 | -616 | |
| 0.7 | 0.5 | – | -0.6 | 4.4 | 2.6 | 2.0 | 1.3 | 0.6 | 0.7 | 0.4 | 0.5 | -0.3 | 0.4 | 0.8 | -0.9 | -0.4 | -0.3 | -0.6 | -0.5 | -0.8 | -0.7 | -2.0 | -0.3 | -0.5 | -0.1 | – | 0.0 | -0.1 | -0.2 | |
| 44.9% | 49.7% | 50.7% | 45.9% | 45.1% | 43.1% | 39.8% | 40.0% | 38.8% | 38.0% | 39.5% | 35.6% | 31.3% | 33.0% | 33.3% | 32.3% | 33.0% | 34.4% | 35.1% | 34.0% | 34.6% | 37.7% | 35.7% | 38.8% | 39.2% | 41.8% | 35.5% | 36.9% | 38.2% | 38.8% | |
| 0.1 | 0.1 | – | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.17 | 1.59 | 1.27 | 1.37 | 0.65 | 1.08 | 1.32 | 2.10 | 3.27 | 3.40 | 5.30 | 4.97 | 2.63 | 2.65 | 2.30 | 1.00 | 2.57 | 3.13 | 3.18 | 3.83 | 3.55 | 6.30 | 1.74 | 12.10 | 7.49 | 18.24 | -3.07 | 11.66 | 14.52 | 15.17 | |
| 9.46 | 10.32 | 10.83 | 11.42 | 12.90 | 14.30 | 15.80 | 17.82 | 20.26 | 21.27 | 25.93 | 24.74 | 23.41 | 23.96 | 23.11 | 23.29 | 25.12 | 27.39 | 29.95 | 31.05 | 32.73 | 34.53 | 32.87 | 48.00 | 46.40 | 59.16 | 41.33 | 63.33 | 71.84 | 80.07 | |
| 16.55 | 25.05 | 29.63 | 29.10 | 33.17 | 33.50 | 31.11 | 34.76 | 35.03 | 34.36 | 38.80 | 34.44 | 25.60 | 29.23 | 30.83 | 30.96 | 33.32 | 36.70 | 39.81 | 38.81 | 42.40 | 49.66 | 47.62 | 59.75 | 66.43 | 80.55 | 66.51 | 76.52 | 88.31 | 100.86 | |
| 1.52 | 2.18 | 1.19 | 3.14 | 1.73 | 2.93 | 3.56 | 4.36 | 4.43 | 4.30 | 3.21 | 3.69 | 2.74 | 2.97 | 3.15 | 1.47 | 3.86 | 4.77 | 5.23 | 6.36 | 6.55 | 6.24 | 7.06 | 7.17 | 9.06 | 12.08 | 12.83 | 12.87 | 16.65 | 19.60 | |
Data as of: October 6, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.