Capital One Financial Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 15.6 | 19.4 | 29.0 | 28.0 | 29.4 | 18.6 | 7.6 | 12.6 | 13.6 | 12.8 | 10.1 | 11.9 | – | 18.7 | 7.1 | 6.2 | 8.8 | 10.4 | 10.7 | 9.8 | 11.9 | 24.6 | 6.1 | 8.7 | 16.7 | 5.2 | 5.0 | 10.3 | 14.4 | 53.5 | |
| 1.7 | 2.1 | 3.1 | 2.6 | 2.5 | 1.6 | 0.7 | 1.5 | 2.0 | 1.9 | 1.6 | 1.0 | 0.7 | 1.0 | 1.0 | 1.0 | 1.4 | 1.9 | 2.0 | 1.6 | 1.6 | 1.6 | 1.1 | 1.4 | 1.4 | 2.0 | 1.0 | 1.0 | 1.3 | 1.9 | |
| 3.3 | 4.1 | 6.3 | 6.7 | 7.0 | 3.6 | 1.5 | 2.4 | 2.5 | 1.6 | 1.0 | 0.8 | 0.5 | 0.6 | 0.7 | 0.7 | 0.8 | 1.1 | 1.0 | 0.8 | 0.9 | 1.0 | 0.7 | 0.8 | 0.8 | 1.1 | 0.7 | 0.9 | 1.1 | 1.2 | |
| 1.7 | 2.4 | 3.6 | 3.3 | 3.7 | 3.0 | 2.2 | 2.9 | 3.5 | 3.1 | 3.1 | 2.3 | 1.7 | 2.1 | 2.0 | 2.8 | 2.1 | 2.8 | 5.7 | 4.4 | 4.0 | 3.4 | 2.9 | 2.9 | 1.6 | 2.9 | 1.6 | 1.1 | 1.3 | 1.8 | |
| 8.3 | 12.0 | 16.9 | 17.4 | 20.6 | 16.3 | 11.3 | 12.8 | 13.4 | 11.5 | 11.2 | 9.5 | 24.4 | 16.8 | 7.9 | 9.9 | 6.8 | 7.7 | 15.9 | 13.8 | 14.0 | 13.0 | 9.4 | 9.5 | 7.7 | 4.9 | 4.8 | 6.1 | 7.7 | 16.4 | |
| 12.1 | 8.0 | 12.7 | 11.0 | 13.5 | 12.7 | 3.4 | 8.1 | 4.9 | 6.7 | 9.1 | 1.5 | 3.9 | 6.4 | 2.5 | 2.7 | 3.9 | 4.9 | 5.4 | 4.1 | 4.0 | 3.7 | 3.0 | 3.1 | 2.8 | 5.6 | 2.8 | 2.6 | 4.0 | 5.0 | |
| 8.3% | 12.5% | 7.9% | 9.1% | 7.4% | 7.9% | 29.4% | 12.4% | 20.6% | 14.9% | 10.9% | 67.2% | 25.9% | 15.5% | 40.1% | 36.8% | 25.9% | 20.4% | 18.6% | 24.3% | 24.9% | 27.1% | 33.1% | 32.6% | 35.2% | 18.0% | 35.2% | 39.0% | 24.8% | 19.9% | |
| Margins | ||||||||||||||||||||||||||||||
| 67.5% | 66.6% | 73.7% | 76.7% | 70.8% | 69.0% | 62.6% | 68.3% | 71.8% | 70.7% | 70.0% | 62.2% | 49.1% | 54.9% | 64.3% | 75.1% | 70.7% | 78.3% | 78.5% | 75.4% | 69.2% | 65.6% | 68.1% | 66.2% | 57.7% | 101.1% | 74.0% | 53.3% | 50.8% | 47.3% | |
| 17.5% | 17.1% | 17.1% | 14.5% | 13.7% | 14.0% | 15.0% | 18.7% | 22.1% | 23.4% | 24.2% | 20.3% | 3.3% | 8.4% | 22.7% | 24.8% | 22.4% | 27.2% | 27.5% | 23.5% | 19.9% | 18.3% | 23.0% | 20.4% | 10.1% | 49.4% | 24.1% | 12.2% | 11.0% | 3.3% | |
| 10.9% | 10.6% | 10.6% | 9.2% | 8.5% | 8.7% | 9.3% | 11.6% | 14.5% | 15.0% | 15.9% | 8.3% | -0.3% | 5.5% | 14.4% | 17.0% | 16.0% | 17.9% | 18.6% | 16.2% | 13.6% | 6.6% | 18.9% | 16.4% | 8.6% | 38.7% | 19.2% | 9.9% | 8.8% | 3.5% | |
| 14.1% | 25.6% | 24.1% | 23.2% | 18.5% | 12.7% | 20.7% | 18.1% | 40.5% | 28.7% | 17.6% | 66.1% | 17.6% | 16.1% | 40.9% | 38.5% | 36.7% | 37.9% | 36.9% | 38.3% | 40.3% | 43.9% | 38.0% | 46.7% | 50.5% | 36.3% | 33.6% | 39.6% | 31.4% | 37.7% | |
| Returns | ||||||||||||||||||||||||||||||
| 21.0% | 21.2% | 21.7% | 24.0% | 23.9% | 19.3% | 19.5% | 18.8% | 18.4% | 12.8% | 9.6% | 6.5% | -0.2% | 3.3% | 10.3% | 10.6% | 9.2% | 10.4% | 9.8% | 8.6% | 7.9% | 4.1% | 11.6% | 9.6% | 4.5% | 20.3% | 14.0% | 8.4% | 7.8% | 2.2% | |
| 2.4% | 2.7% | 2.9% | 2.7% | 2.5% | 2.3% | 2.4% | 2.5% | 2.9% | 2.0% | 1.6% | 1.0% | 0.0% | 0.5% | 1.4% | 1.5% | 1.2% | 1.5% | 1.4% | 1.2% | 1.1% | 0.5% | 1.6% | 1.4% | 0.6% | 2.9% | 1.6% | 1.0% | 1.0% | 0.4% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 2.0 | 558 | 1,344 | 2,837 | 6,856 | 10,429 | 13,944 | 13,843 | 15,874 | 14,309 | 23,041 | 24,708 | 19,023 | 17,480 | 18,688 | 31,979 | 14,769 | 21,568 | 89,131 | 70,248 | 66,671 | 54,274 | 54,417 | 48,976 | 6,555 | 29,638 | 23,429 | 6,559 | 2,321 | -7,493 | |
| 0.0 | 1.6 | 2.4 | 3.8 | 6.8 | 7.6 | 7.6 | 6.3 | 5.8 | 4.4 | 5.5 | 5.4 | 14.9 | 8.7 | 3.9 | 6.2 | 2.1 | 2.5 | 10.4 | 8.8 | 8.4 | 6.8 | 5.6 | 4.8 | 1.0 | 1.5 | 1.9 | 0.7 | 0.3 | -1.0 | |
| 11.4% | 12.6% | 13.5% | 11.4% | 10.4% | 11.8% | 12.4% | 13.1% | 15.6% | 15.9% | 16.9% | 16.1% | 16.0% | 15.7% | 13.4% | 14.4% | 12.9% | 14.1% | 14.6% | 14.2% | 13.3% | 13.3% | 13.9% | 14.9% | 14.3% | 14.1% | 11.6% | 12.1% | 12.4% | 17.0% | |
| 0.7 | 0.9 | 1.3 | 2.0 | 3.6 | 3.3 | 3.1 | 2.4 | 2.0 | 1.2 | 1.1 | 1.1 | 1.0 | 1.0 | 0.9 | 1.3 | 0.6 | 0.7 | 2.1 | 1.7 | 1.6 | 1.4 | 1.3 | 1.1 | 0.8 | 0.8 | 1.0 | 0.9 | 0.7 | 0.4 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.77 | 0.93 | 1.32 | 1.72 | 2.24 | 2.91 | 3.93 | 4.85 | 6.20 | 6.73 | 7.62 | 3.97 | -0.12 | 2.05 | 6.01 | 6.85 | 6.56 | 7.38 | 7.74 | 7.39 | 7.36 | 4.06 | 12.45 | 11.80 | 5.91 | 27.89 | 18.72 | 12.75 | 12.38 | 4.53 | |
| 7.06 | 8.81 | 12.47 | 18.79 | 26.32 | 33.48 | 42.14 | 41.78 | 42.86 | 44.94 | 47.84 | 48.10 | 47.10 | 36.97 | 41.78 | 40.35 | 40.91 | 41.14 | 41.74 | 45.69 | 53.98 | 61.40 | 65.99 | 71.86 | 68.95 | 72.11 | 97.59 | 129.07 | 140.61 | 127.94 | |
| 3.67 | 4.40 | 6.09 | 7.18 | 9.36 | 15.07 | 20.20 | 25.84 | 33.72 | 52.54 | 79.60 | 61.42 | 70.40 | 61.63 | 58.15 | 64.62 | 71.49 | 71.04 | 78.78 | 86.28 | 93.20 | 99.73 | 106.95 | 123.45 | 131.19 | 137.39 | 133.73 | 151.51 | 158.46 | 209.89 | |
| 0.99 | 2.25 | 3.01 | 4.36 | 4.87 | 4.27 | 8.74 | 7.58 | 17.36 | 12.91 | 8.40 | 31.79 | 8.27 | 5.95 | 17.09 | 15.55 | 15.00 | 15.60 | 15.39 | 17.51 | 21.73 | 26.94 | 25.05 | 33.52 | 34.84 | 26.14 | 32.74 | 51.16 | 44.20 | 48.29 | |
Data as of: September 24, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.