Bayfirst Financial Corp
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q4 95 | Q1 96 | Q2 96 | Q3 96 | Q4 96 | Q1 97 | Q2 97 | Q3 97 | Q4 97 | Q1 98 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | 6.6 | 7.3 | 6.0 | 3.8 | 3.8 | 3.2 | 4.2 | 4.0 | 5.3 | 18.6 | 58.6 | – | 167.8 | 26.8 | 8.7 | 9.4 | 9.0 | 8.8 | 12.3 | 4.7 | 6.0 | 6.2 | – | – | – | – | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.3 | 0.4 | 0.5 | 0.4 | 0.5 | 0.6 | 0.8 | 0.7 | 0.9 | 1.1 | 0.9 | 1.0 | 0.8 | 0.6 | 0.5 | 0.5 | 0.4 | 0.4 | 0.4 | 0.5 | 0.6 | 0.5 | 0.4 | 0.3 | 0.3 | 0.3 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.4 | 0.6 | 0.8 | 0.7 | 1.0 | 1.1 | 1.2 | 1.0 | 0.9 | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.5 | 0.5 | 0.4 | 0.3 | 0.2 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.3 | 0.0 | 0.5 | 0.0 | 0.1 | 0.0 | -0.2 | 1.3 | 1.2 | 0.6 | -0.2 | 0.2 | -0.6 | 0.2 | 0.2 | 0.8 | 0.1 | -0.1 | 0.4 | 0.6 | 0.3 | -1.7 | 0.3 | -1.7 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 3.1 | 0.0 | 2.1 | 0.1 | 0.4 | -0.2 | -0.8 | 14.0 | 7.5 | 3.2 | -1.0 | 1.1 | -4.1 | 1.3 | 2.0 | 6.7 | 1.2 | -0.4 | 2.2 | 3.1 | – | – | – | – | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 1.5 | 1.1 | 0.5 | 0.5 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -117.7% | -4.2% | 64.7% | 90.4% | 211.2% | 208.7% | 367.5% | 627.2% | 617.5% | 854.3% | 1,014.0% | 837.0% | 977.9% | 996.4% | 756.5% | 656.7% | 492.2% | 560.8% | 648.5% | 871.2% | 791.9% | 721.3% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 46.2% | 34.8% | 31.1% | 31.8% | 33.3% | 35.9% | 37.8% | 31.7% | 28.3% | 26.5% | – | – | – | 74.7% | 73.6% | 75.1% | 76.3% | 76.0% | 81.3% | 86.5% | 91.2% | 97.2% | 101.5% | 103.3% | 97.3% | 88.2% | 79.0% | 71.9% | 65.4% | 61.6% | 58.6% | 56.3% | 54.5% | 52.5% | 51.5% | 49.2% | 36.7% | 33.6% | 32.3% | -18.1% | |
| 140.4% | 150.0% | 153.3% | 125.0% | 135.9% | 138.5% | 145.9% | 173.2% | 156.5% | 142.9% | – | – | – | 9.3% | 4.9% | 6.5% | 10.0% | 13.9% | 19.2% | 24.5% | 24.1% | 21.3% | 18.4% | 2.5% | 9.6% | 10.6% | 10.9% | 11.0% | 8.5% | 7.2% | 6.7% | 6.0% | 5.1% | 13.6% | 12.6% | 10.2% | -13.8% | -31.7% | -45.0% | -124.7% | |
| 88.5% | 95.7% | 97.8% | 97.7% | 112.8% | 115.4% | 121.6% | 117.1% | 102.2% | 93.9% | – | – | – | 6.6% | 4.8% | 6.0% | 8.4% | 11.2% | 14.3% | 18.3% | 19.8% | 18.1% | 16.7% | 5.7% | 1.5% | -0.5% | 0.5% | 2.3% | 5.4% | 5.1% | 4.8% | 4.3% | 3.6% | 10.1% | 9.4% | 7.6% | -9.9% | -23.6% | -32.7% | -91.6% | |
| 107.7% | 58.7% | – | – | – | – | 183.8% | 31.7% | 123.9% | 132.7% | – | – | – | – | – | – | – | – | -64.3% | -2.5% | 53.3% | 64.6% | 185.9% | 222.8% | 315.4% | 650.8% | 509.9% | 523.4% | 476.3% | 403.5% | 421.5% | 375.1% | 335.3% | 310.4% | 279.2% | 265.4% | 260.8% | 292.8% | 240.5% | 226.8% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 15.3% | 14.5% | 14.3% | 13.7% | 13.5% | 13.4% | 12.9% | 13.3% | 12.6% | 12.0% | – | – | – | 8.7% | 6.3% | 8.3% | 13.3% | 17.9% | 26.1% | 33.8% | 29.1% | 25.6% | 18.0% | 4.1% | 1.3% | -0.4% | 0.4% | 2.2% | 5.7% | 5.7% | 5.8% | 5.2% | 4.4% | 11.4% | 10.4% | 8.6% | -11.9% | -26.2% | -34.5% | -51.5% | |
| 1.0% | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.8% | – | – | – | 0.8% | 0.6% | 0.3% | 0.6% | 0.8% | 1.2% | 2.6% | 2.9% | 2.7% | 1.9% | 0.4% | 0.1% | 0.0% | 0.0% | 0.2% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 1.0% | 0.9% | 0.7% | -0.8% | -1.8% | -2.4% | -5.3% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| 97 | 104 | 108 | 109 | 130 | 126 | 125 | 123 | 77 | 70 | – | – | – | – | – | – | -16 | -48 | -14 | -98 | -97 | -103 | -109 | 17 | 24 | -31 | -77 | -38 | -107 | -34 | -22 | 56 | -38 | -70 | -15 | 10 | -12 | -199 | 0.7 | -132 | |
| 13.3 | 15.0 | 15.6 | 19.7 | 24.6 | 23.4 | 23.1 | 17.3 | 10.7 | 10.0 | – | – | – | – | – | – | -1.5 | -2.6 | -0.4 | -2.1 | -2.5 | -3.0 | -4.7 | 2.7 | 2.0 | -2.6 | -5.6 | -2.5 | -7.2 | -2.3 | -1.4 | 3.7 | -2.6 | -2.7 | -0.6 | 0.5 | – | – | – | – | |
| 6.6% | 6.5% | 6.4% | 6.5% | 6.5% | 6.6% | 6.7% | 6.9% | 7.0% | 7.0% | – | – | – | 9.7% | 9.0% | 3.6% | 4.1% | 4.6% | 4.6% | 7.7% | 10.0% | 10.5% | 10.7% | 10.1% | 9.7% | 9.8% | 8.4% | 8.4% | 8.3% | 9.0% | 8.8% | 8.3% | 8.2% | 8.6% | 8.5% | 8.1% | 6.7% | 6.7% | 6.8% | 10.2% | |
| 3.5 | 3.6 | 3.7 | 3.6 | 4.2 | 3.9 | 3.8 | 3.6 | 2.2 | 2.0 | – | – | – | – | – | – | 0.3 | 0.1 | 0.6 | 0.1 | 0.1 | 0.1 | 0.2 | 1.0 | 0.7 | 0.4 | 0.7 | 0.8 | 0.1 | 0.3 | 0.4 | 1.2 | 0.3 | 0.1 | 0.5 | 0.8 | 1.2 | 0.1 | 0.1 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 0.56 | 0.51 | 0.55 | 0.51 | 0.51 | 0.55 | 0.55 | 0.56 | 0.60 | 0.55 | – | – | – | 1.41 | 0.95 | 1.30 | 2.23 | 3.65 | 5.13 | 7.27 | 7.00 | 5.77 | 4.39 | 0.94 | 0.28 | -0.08 | 0.09 | 0.50 | 1.28 | 1.39 | 1.45 | 1.32 | 1.07 | 2.83 | 2.76 | 2.26 | -2.58 | -5.54 | -6.90 | -14.57 | |
| 0.63 | 0.54 | 0.56 | 0.52 | 0.45 | 0.48 | 0.45 | 0.48 | 0.58 | 0.59 | – | – | – | 21.29 | 19.62 | 21.62 | 26.69 | 32.49 | 35.90 | 39.83 | 35.34 | 31.93 | 26.25 | 16.30 | 19.34 | 16.09 | 18.77 | 22.03 | 23.84 | 26.97 | 30.16 | 30.82 | 29.78 | 28.14 | 29.44 | 29.59 | 26.10 | 23.50 | 21.07 | 15.90 | |
| 3.66 | 3.55 | 3.83 | 3.73 | 3.79 | 4.12 | 4.22 | 4.20 | 4.75 | 4.56 | – | – | – | 16.14 | 14.95 | 15.61 | 16.77 | 20.39 | 19.66 | 21.51 | 24.10 | 22.57 | 24.33 | 22.85 | 22.52 | 22.27 | 22.14 | 22.44 | 22.51 | 24.50 | 25.21 | 25.30 | 24.49 | 24.92 | 26.58 | 26.13 | 21.67 | 21.15 | 19.98 | 28.29 | |
| 0.68 | 0.32 | – | – | – | – | 0.82 | 0.15 | 0.72 | 0.78 | – | – | – | – | – | – | – | – | -23.07 | -0.99 | 18.83 | 20.62 | 48.79 | 36.31 | 61.00 | 104.75 | 95.72 | 115.33 | 113.56 | 108.81 | 127.12 | 115.58 | 99.85 | 87.35 | 82.20 | 78.52 | 68.09 | 68.82 | 50.68 | 36.07 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.