Ameris Bancorp
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 13.4 | 19.3 | 13.3 | 10.3 | 7.9 | 12.8 | 12.4 | 13.2 | 15.7 | 17.4 | 16.8 | 15.1 | – | – | – | 11.5 | 20.6 | 25.7 | 17.4 | 26.7 | 21.0 | 24.3 | 11.3 | 15.4 | 10.1 | 9.2 | 9.4 | 13.6 | 12.1 | 12.4 | |
| 1.7 | 2.2 | 1.3 | 1.4 | 1.0 | 1.5 | 1.5 | 2.0 | 2.7 | 2.6 | 2.6 | 1.4 | 1.1 | 0.7 | 1.5 | 1.5 | 2.1 | 3.3 | 3.1 | 4.2 | 4.5 | 4.5 | 2.6 | 3.0 | 2.3 | 3.3 | 2.9 | 2.5 | 2.6 | 3.1 | |
| 1.5 | 2.1 | 1.3 | 1.2 | 1.0 | 0.9 | 0.9 | 1.4 | 1.7 | 1.6 | 2.1 | 1.2 | 0.7 | 0.5 | 0.8 | 0.8 | 1.1 | 1.6 | 1.8 | 2.1 | 2.3 | 2.2 | 0.9 | 0.1 | 0.1 | 0.2 | 1.0 | 1.1 | 1.2 | 1.3 | |
| 1.0 | 1.6 | 0.6 | 0.8 | 1.2 | 1.2 | 1.9 | 2.7 | 3.2 | 3.4 | 2.1 | 1.7 | 0.4 | -0.6 | 0.4 | 0.6 | 0.8 | 3.8 | 3.6 | 4.3 | 5.9 | 5.5 | 2.8 | 6.0 | 2.6 | 3.9 | 3.7 | 2.1 | 2.2 | 3.6 | |
| 4.9 | 8.1 | 3.1 | 3.4 | 5.4 | 5.3 | 8.3 | 10.2 | 10.9 | 13.1 | 8.2 | 10.7 | – | – | – | 2.6 | 4.1 | 16.9 | 11.7 | 16.1 | 16.8 | 16.0 | 8.8 | 19.5 | 7.6 | 7.5 | 8.2 | 7.8 | 6.8 | 10.6 | |
| 13.1 | 29.2 | 7.6 | 7.2 | 7.1 | 8.0 | 6.2 | 9.6 | 11.4 | 12.7 | 13.1 | 31.1 | 10.3 | 5.8 | 5.4 | 7.1 | – | 31.7 | – | – | – | – | – | – | 3.4 | – | 3.1 | 6.7 | 30.7 | 13.8 | |
| 7.7% | 3.4% | 13.2% | 13.9% | 14.0% | 12.5% | 16.2% | 10.4% | 8.8% | 7.9% | 7.6% | 3.2% | 9.7% | 17.2% | 18.6% | 14.1% | -5.7% | 3.2% | -1.7% | -3.5% | -5.3% | -3.7% | -8.7% | -38.2% | 29.5% | -0.5% | 32.1% | 15.0% | 3.3% | 7.2% | |
| Margins | ||||||||||||||||||||||||||||||
| 57.6% | 56.8% | 54.2% | 60.5% | 57.9% | 53.4% | 61.2% | 67.1% | 72.7% | 69.3% | 60.3% | 49.7% | 38.3% | 38.5% | 42.5% | 63.9% | 68.1% | 86.3% | 90.5% | 92.2% | 93.0% | 89.2% | 83.6% | 81.6% | 79.6% | 98.8% | 85.6% | 60.5% | 64.0% | 68.3% | |
| 17.5% | 15.8% | 13.8% | 19.6% | 18.7% | 16.9% | 17.7% | 22.7% | 25.5% | 22.4% | 23.2% | 13.7% | -4.0% | -25.7% | -5.1% | 19.0% | 15.0% | 18.6% | 26.3% | 22.0% | 31.1% | 31.4% | 28.7% | 25.8% | 29.7% | 47.8% | 39.7% | 24.0% | 29.1% | 32.0% | |
| 12.6% | 11.1% | 9.9% | 13.3% | 13.1% | 11.4% | 11.9% | 15.2% | 16.9% | 14.8% | 15.4% | 9.3% | -2.6% | -31.1% | -2.9% | 12.6% | 10.0% | 12.7% | 18.1% | 15.8% | 21.3% | 18.6% | 22.9% | 19.7% | 22.8% | 36.3% | 30.4% | 18.1% | 22.0% | 24.7% | |
| 13.0% | 7.4% | 17.4% | 19.0% | 14.5% | 18.2% | 23.8% | 20.8% | 23.4% | 20.1% | 19.8% | 4.5% | 10.4% | 12.7% | 28.6% | 20.4% | -11.7% | 10.3% | -5.3% | -14.6% | -23.8% | -16.8% | -22.5% | -116.1% | 68.0% | -1.6% | 91.9% | 37.1% | 8.6% | 22.2% | |
| Returns | ||||||||||||||||||||||||||||||
| 11.4% | 10.9% | 9.6% | 11.8% | 12.5% | 6.9% | 7.3% | 10.6% | 10.8% | 9.2% | 12.4% | 7.9% | -1.6% | -21.4% | -1.5% | 7.2% | 5.2% | 6.3% | 10.6% | 7.9% | 11.2% | 9.1% | 8.3% | 1.0% | 1.3% | 1.6% | 10.8% | 7.9% | 9.6% | 10.1% | |
| 1.1% | 1.1% | 1.0% | 1.1% | 1.2% | 0.8% | 0.9% | 1.0% | 1.0% | 0.8% | 1.1% | 0.7% | -0.2% | -1.7% | -0.1% | 0.7% | 0.5% | 0.5% | 1.0% | 0.7% | 1.0% | 0.9% | 1.1% | 0.9% | 1.3% | 1.6% | 1.4% | 1.1% | 1.4% | 1.5% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -37 | -36 | -53 | -38 | 17 | -24 | 37 | 58 | 41 | 79 | -64 | 57 | -94 | -179 | -165 | -146 | -182 | 91 | 90 | 14 | 488 | 402 | 128 | 2,437 | 371 | 619 | 897 | -516 | -796 | 974 | |
| -3.0 | -2.7 | -4.2 | -2.3 | 0.9 | -1.3 | 1.9 | 2.7 | 1.8 | 3.3 | -1.7 | 2.1 | – | – | – | -3.9 | -6.5 | 2.5 | 1.4 | 0.2 | 4.1 | 2.9 | 0.7 | 9.6 | 0.9 | 1.1 | 1.8 | -1.3 | -1.5 | 1.7 | |
| 9.4% | 9.9% | 9.9% | 9.6% | 9.8% | 11.8% | 11.9% | 9.7% | 9.5% | 8.8% | 8.7% | 9.1% | 9.9% | 8.0% | 9.2% | 9.8% | 9.2% | 8.6% | 9.1% | 9.2% | 9.4% | 10.2% | 12.7% | 91.6% | 97.3% | 96.4% | 12.8% | 13.6% | 14.3% | 14.8% | |
| 0.1 | 0.0 | 0.0 | 0.6 | 0.7 | 1.0 | 1.1 | 1.2 | 1.1 | 1.0 | 0.7 | 0.7 | 0.3 | 0.5 | 0.5 | 0.4 | 0.3 | 1.1 | 0.5 | 0.3 | 1.0 | 0.7 | 0.2 | 0.2 | 0.0 | 0.0 | 0.6 | 0.2 | 0.1 | 0.3 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.68 | 0.69 | 0.64 | 0.83 | 0.96 | 0.84 | 0.85 | 0.99 | 1.08 | 1.11 | 1.63 | 1.08 | -0.28 | -3.00 | -0.19 | 0.90 | 0.61 | 0.82 | 1.47 | 1.27 | 2.08 | 1.98 | 2.80 | 2.75 | 3.77 | 5.40 | 4.99 | 3.89 | 5.19 | 6.00 | |
| 5.40 | 6.18 | 6.46 | 6.30 | 7.37 | 7.41 | 7.15 | 6.54 | 6.38 | 7.52 | 10.59 | 11.68 | 10.66 | 9.66 | 6.81 | 7.10 | 6.08 | 6.46 | 8.15 | 8.04 | 9.76 | 10.64 | 12.20 | 13.98 | 16.52 | 14.89 | 16.44 | 21.53 | 23.63 | 24.24 | |
| 5.96 | 6.35 | 6.66 | 7.05 | 7.70 | 12.13 | 11.67 | 9.38 | 9.97 | 12.01 | 13.20 | 13.65 | 17.23 | 14.01 | 13.34 | 12.48 | 11.70 | 13.01 | 13.94 | 16.02 | 18.63 | 21.66 | 33.67 | 285.19 | 286.48 | 329.58 | 46.06 | 49.59 | 54.29 | 59.33 | |
| 0.70 | 0.46 | 1.12 | 1.20 | 1.07 | 1.34 | 1.70 | 1.36 | 1.49 | 1.51 | 2.09 | 0.53 | 1.11 | 1.23 | 1.95 | 1.45 | -0.71 | 0.67 | -0.43 | -1.18 | -2.33 | -1.79 | -2.75 | -16.24 | 11.24 | -0.23 | 15.11 | 7.98 | 2.04 | 5.38 | |
Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.