360 Finance Inc

Financial Services · Credit Services

6.20$ -3.0% vs. previous close Closing price · As of: Oct 7, 2026

Statements

Income Statement

360 Finance Inc (QFIN) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 3,556 million CNY. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of CNY.

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Income Statement QFIN
Line item	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	0.1	6.1	12	22	176	502	752	1,134	1,345	1,833	1,873	2,180	1,233	2,721	2,829	3,238	2,872	3,090	3,460	3,931	3,801	3,572	3,544	3,286	3,264	2,826	3,286	4,281	3,892	4,153	4,160	4,370	4,482	4,059	4,329	5,206	3,409	3,909	3,556	16,081
Cost of Revenue	32	18	19	3.1	9.3	30	45	47	-1,495	155	117	275	407	617	550	360	0.0	236	406	560	332	545	480	245	667	517	613	1,396	1,681	1,839	1,803	1,397	1,523	892	920	1,823	1,495	2,188	803	6,309
Gross Profit	-31	-12	-7.5	19	167	472	707	1,086	2,840	1,678	1,756	1,905	826	2,104	2,279	2,878	2,872	2,853	3,054	3,371	3,470	3,028	3,065	3,041	2,596	2,310	2,673	2,885	2,211	2,314	2,357	2,973	2,959	3,168	3,408	3,383	1,914	1,722	2,754	9,772
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	41	12	14	9.2	11	27	372	62	109	97	127	86	70	109	109	102	135	104	139	173	141	122	94	103	94	105	113	95	108	106	95	92	156	196	176	144	143	159	137	582
Total Operating Expenses	72	35	48	163	160	256	745	303	587	761	964	982	489	1,876	1,236	1,419	468	1,248	1,101	1,449	1,928	1,637	1,910	1,870	1,571	1,207	1,307	1,496	1,531	950	372	684	1,069	947	1,236	1,683	761	615	1,616	4,674
Operating Income	-72	-46	-55	-144	7.5	216	-39	783	2,108	917	791	922	337	228	1,043	1,459	1,352	1,605	1,953	1,923	1,542	1,391	1,155	1,172	1,025	1,102	1,366	1,389	2,064	1,364	1,985	2,289	1,890	2,220	2,172	1,700	1,153	1,107	1,137	5,097
Interest Expense	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.1	0.0	26	5.1	26	14	159	161	145	506	506	–	17	17	5.1	–	77	77	77	–	–	–	–	–	–	–	–	–	–	–	128	–	–
Pre-Tax Income	-72	-46	-54	-144	7.5	216	-39	783	699	917	791	922	337	228	1,043	1,459	1,352	1,605	1,953	1,923	1,542	1,391	1,155	1,172	1,025	1,102	1,366	1,478	1,331	1,526	2,077	2,357	1,933	2,220	2,172	1,831	1,153	1,141	1,089	5,214
Income Tax Expense	-20	-12	-14	-40	2.0	52	104	206	104	197	173	189	-93	45	166	227	148	258	405	359	236	216	180	183	157	172	273	340	223	366	700	558	20	424	442	399	137	261	689	1,485
Net Income	-52	-34	-40	-105	5.4	164	-142	577	595	720	618	734	430	183	877	1,232	1,205	1,347	1,548	1,564	1,323	1,179	980	993	872	934	1,097	1,142	1,112	1,164	1,381	1,803	1,917	1,800	1,734	1,436	1,020	880	405	3,740
EBITDA	–	-46	-55	-144	8.0	216	-38	784	2,109	918	791	922	337	228	1,043	1,459	1,352	1,605	1,977	1,923	1,542	1,391	1,155	1,172	1,043	1,102	1,366	2,240	2,082	1,699	1,790	2,371	2,220	2,220	2,172	2,492	1,153	945	1,089	5,679

LTM = last twelve months (sum of the four most recent quarters).

Data as of: October 7, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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